Six weeks. It’s been quite a long time in between updates, hasn’t it? Given the silence, there must be quite a lot to catch up on, mustn’t there?Well, yes. And no. I’ll explain. Driving back across Europe in our new(ish) Renault Espace was something of an ordeal for us. It wasn’t just that we had to cover a couple of thousand kilometres in the space of three days to catch the ferry from Bari (thus avoiding an overpriced Croatian carnet ticket). It also wasn’t just that we were already tired and therefore didn’t much appreciate the two overpriced fleapits in Heidelberg and Verona that were supposed to refresh us overnight. It also wasn’t just that we were worrying about getting badly pinged by Montenegrin customs for carrying a load of IKEA purchased furniture in the back of the bus (unbelievably, IKEA wares are half the price and twice the quality of what you tend to find out here – and that’s before you take into account the one benefit of the diving Sterling; shopping in the UK has become very cheap). It was mostly because we knew that with some sort of sick inevitability, we were going to be dismayed at whatever lay in wait for us back at Lake Skadar.
How had they got on in our absence?
Matters did not improve much the next morning when we went to see the house.
See that grey bit? That’s a bricked in window. See that arrow? That’s where the window should have been.
Still, things couldn’t get worse could they? Silly Ben. Of course they could…
The subsequent three weeks – including one for which Emma was away in Vis overseeing some renovations there – became every bit as much of an unfolding car crash as anything you’ve seen on TV. In a nutshell, it boiled down to this: in addition the window on the wrong wall, our builder Bolimir had measured up the materials he had used thus far and presented me with an interim bill of works that was double his written estimate.
It’s hard to describe exactly what this sort of a revelation does to your insides. I was going to compare it to being dumped out of the blue by a boy/girlfriend, but actually it’s far worse than that. You feel some similar emotions – anger, shock, disbelief, fear, panic – but it’s not as though you can just go get drunk and buy another house in a bar or something. We were now faced with an impossible financial situation. The question was, how were we going to get ourselves out of it? I caught the bus up to Vis to join Emma for a much needed time-out.
HIM: You owe me X.
US: That’s twice your original signed estimate. Why?
HIM: I made some mistakes on the original signed estimate.
US: And it never occurred to you to point this out before you started the jobs?
HIM: You didn’t notice either.
US: It’s not our job to turn in an accurate estimate. It’s yours! How can you wait until you’ve finished to tell us the cost? That’s misleading. That’s not honest.
HIM: ARE YOU CALLING ME DISHONEST?
US: You’re trying to charge us triple for the terrace without having told us in advance that the costs had gone up so much, and NOW you tell us your estimate for the extension wall is only a third what it should have been?? We agreed to hire you based on your this estimate and asked you to inform us in advance if any of the jobs were to greatly increase in value. If we had known the terrace was going to cost this much we’d have decided on a cheaper design! And if you quoted the wrong price for the walls, that’s your mistake. Why should we pay for it?
HIM: MISTAKE? THE ONLY MISTAKE I MADE WAS STARTING THIS JOB IN THE FIRST PLACE! THOSE PRICES I GAVE YOU MEANT NOTHING!
US: Nothing? Well if that’s the way you secure custom that’s what we’ll pay you.
HIM: I HAVE NEVER BEEN TREATED LIKE THIS IN ALL MY LIFE, YOU WILL PAY ME EVERY CENT I’VE WORKED FOR…YOU ARE A XXXX and a YYYY (etc). I’LL SEE YOU IN COURT!
US: The total we’ve paid you already adds up to more than your original estimate for the completed works in question. You’ve handed us a signed estimate riddled with errors that’s not even added up right and you still haven’t provided us with a contract to sign. You want to go to court? You go right ahead.
HIM: YOU OWE ME 2X! THAT’S IT! SCREW YOU! AH’M GOIN’ HAIM!
Bolimir the Builder
It was horrible. On several occasions we wondered whether or not to sack Bolimir but the difficulty we’d face in commissioning in a second builder to finish his work gave us crucial pause. What if they couldn’t start for weeks? What if their quote was twice the price? What if they turned out to be no different? In a final attempt to achieve some kind of clarity I insisted that we speak again one week hence with an interpreter – but the reality was that as things stood there was no way for us to afford this bill and finish the house on time. With the Global Credit Crunch now sealing the coffers of almost every bank in Europe, the chance of securing the necessary extra finance was minimal.
We roped in our friend Sara to act as translator. In fact, her job was more that of a firefighter, dousing the flames of Bolimir's self-righteous anger and trying to help us salvage matters so that we could at least agree on how to proceed from here on. Thanks almost entirely to her efforts – and our refusal to cave in – a figure for works completed was reached that both parties could reluctantly agree to and a schedule of agreed payments confirmed for future co-operation that would stop the same problems from happening again. Ludicrously, the same man who had become abusive and threatened us with legal action was now calm and co-operative. He didn’t apologise for torpedoing our project, but absurdly even went so far in the other direction as to offer us a line of personal credit (politely refused)…Work on the house re-started, although as I speak we’ve still not quite got the roof on yet.

The one thing that hadn’t changed though, was the steady march of winter. We were already unlikely to be ready for a full season in 2009 but thanks to Bolimir's extra costs (even though we’d got him down to 40% over his estimate) one more “surprise” might very well finish us off. All it would take was a below average tourist season – and guess what was being widely predicted for Europe in 2009?
It’s one thing going out on a limb. It’s another to see the chap with the saw arrive and choose not to climb down first. There are very few people who saw the global financial meltdown coming – and still fewer who got away with it all without feeling the pinch somewhere. We’d switched all of our Sterling into Euros before it went seriously south. We’d sold our London house right before prices crashed (we reckoned that if we had hung on to it we’d by now have lost a massive £90,000, so that put things sharply into perspective). Having managed all that, would it be worth risking everything we had and some more that we didn’t just to eke out an existence in 2009? Or was it instead a smarter move to get back into the working jet-stream, save up the necessary moolah and try again once we were on surer ground? In the meantime, we’d have a beautiful house 25% away from completion in an area of stupendous natural beauty and another on an idyllic Mediterranean island that was already bringing in a tidy summer sum. As Kenny Rogers might have it, you’ve got to know when to hold, and know when to fold. And I can’t even play poker.

Kenny Rogers - wise man
So there you have it. By mid-March we’ll know for sure. If work on the house speeds up in a fashion that would baffle Einstein and Doc Emmett Brown, or we suddenly regain the extra funds Bolimir has cost us, we’ll still be here. If neither of these things happens, we’ll be back job-hunting this spring, and postponing the Great Escape for a year. Or two.
Do you think there’s a book in all this somewhere?
3 comments:
To add a skiing analogy to your blog: Go hard or go home...
Either way it'll have been better than another year at Chrysalis/Cabinet Office.
How many dinner party bores can begin a story with: "When I was building my house in Montenegro", "This is how the diff fell off the bottom of my car on a Balkan mountain pass" or the immortal "Let me tell you of the biggest plate of food in the world (outside the US)"
this is funny...hugely entertaining. don't hesitate to contact us if you need help. we are here 3 yrs and may be a good resource. (i'd say we are about 30 km from Virpizar) good luck!
Thanks for the message Chris. We're still here - just - so if you're ever in the area let us know on ben@undiscoveredmontenegro.com
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